Let’s talk about the question every small business owner has Googled at 2 a.m.: How much does bookkeeping really cost?

Spoiler alert: it’s not a simple answer like “$99 a month.” And anyone who tells you it is? Probably trying to sell you a service that comes with more surprise fees than your last Uber ride.

So, let’s break it down - bookkeeping services pricing for small businesses, what you actually get for your money, and the hidden costs no one talks about. Grab your tea, and let’s spill it.

Starting a business is exciting. You’ve got your logo, your website, and a business plan scribbled on the back of a napkin. You’re ready to take on the world - until, a few months in, you realize your bank account looks like a sad meme and you’re asking yourself where did the money go?

Fear not, fellow entrepreneur. We’re diving into the financial mistakes new entrepreneurs make - so you can dodge them like a pro and keep your business (and your sanity) intact.

Let’s get into it.

Quarterly goals. The phrase that sparks equal parts excitement and panic for small business owners everywhere. If “quarterly financial goals for small business” sounds like something only Fortune 500 companies care about, think again.

Because whether you’re running a one-person Etsy shop or managing a growing team, setting financial goals each quarter is exactly how you stay ahead of the chaos - and make sure your business is thriving, not just surviving.

So grab a coffee (or something stronger, no judgment), and let’s break down how to crush your next quarter like the boss you are.

Ah, the age-old question for small business owners: Should small business hire financial advisor? Or is that just another fancy title for someone who charges you a fortune to tell you what you already know—like “spend less than you make”?

Let’s break it down, with a side of laughs and a solid plan for your business….

Running a business isn’t always sunshine, rainbows, and yacht parties. Sometimes it feels more like a leaky boat with you frantically bailing out water using a teaspoon. If your business is losing money and you’re wondering how to recover from business financial loss, you’re not alone, and you’re definitely not doomed.

Let’s break down the steps you can take to stop the bleeding, turn things around, and even have a laugh along the way (because let’s face it, crying into your Excel sheet won’t help).

It’s that time of year again - closing out your books, reviewing your numbers, and making sure your small business is set up for success in the year ahead. If the phrase “end of year financial checklist for small business” has you breaking into a cold sweat, take a deep breath. We’ve got you covered.

Here’s a step-by-step guide to help you wrap up your business finances with confidence, avoid tax-time headaches, and start the new year strong.

If you are running a small business, you might wonder, “Do I really need a CFO?”

You are not alone. Many business owners hesitate to bring on a Chief Financial Officer because they think it is only for big corporations. But here’s the truth - knowing when to hire a CFO for small business can be a game-changer for your growth, cash flow, and long-term success.

Let’s break down when it makes sense to hire a CFO, what they actually do, and what it might cost you.

Ever feel like you are guessing when it comes to your business finances?

You are not alone. Many small business owners and freelancers find forecasting tricky, but a good business finance forecasting guide can change everything.

When you forecast your income, expenses, and cash flow for the year ahead, you gain clarity, confidence, and control over your financial future. Let’s break down the process step by step - without the jargon.

If you have ever stared at your Profit and Loss Statement (P&L) and thought, “What am I actually looking at?”, you are not alone.

Many freelancers, side hustlers, and small business owners struggle with understanding profit and loss statement details - yet this simple document can give you a crystal-clear picture of your business’s financial health.

Let’s break it down, step by step, so you can stop guessing and start using your P&L like a pro.

Let’s be honest, keeping up with your business finances can feel like a full-time job. But here’s the secret: if you spend just 30 minutes a month on a monthly financial review, you’ll save yourself hours of stress and avoid costly mistakes.

The key? Having a monthly financial review checklist that keeps you focused and on track.

In this post, we’ll break down exactly how to do a monthly financial review, step by step, so you can stay in control of your business, make smart decisions, and actually enjoy looking at your numbers.

Picture this: you’ve got a big pitch meeting lined up. You’re ready to wow potential investors with your vision, your product, and your passion.

But here’s the catch - even the best ideas won’t get funded if your business finances throw up red flags.

Whether you’re a freelancer looking for a small capital injection, or a small business owner seeking a major investment, knowing the business finance red flags for investors is critical.

Let’s dive into the most common financial warning signs that can make investors hesitate, and how you can fix them before they kill your funding dreams.

Let’s be real- running a small business is hard enough without chasing invoices, tracking expenses, or remembering to pay yourself.

The solution? Automating small business finances.

It sounds fancy, but it’s totally doable. And here’s the best part: you can set it up in just one weekend - even if you’re not a tech wizard or finance pro.

Ready to simplify your money life, save hours every month, and avoid financial stress? Let’s dive in!

Let’s be honest—dealing with late payments in small business is the headache no one warns you about.

You’ve done the work, sent the invoice, and now you’re stuck waiting... and waiting... and waiting.

The problem? Late payments don’t just mess with your cash flow - they can mess with your client relationships too.

But here’s the good news: you can handle late payments professionally, protect your business, and keep your clients happy. Let’s break down exactly how.

Ever tried applying for a business loan or credit card and wondered why you got denied or approved for way less than you needed?

Chances are, it had something to do with your business credit score.

Your personal credit score is important, sure - but for your business, building credit is a whole different ball game.

Let’s break down exactly what a business credit score is, why it matters, and how to build business credit score from scratch (even if you’re a freelancer, side hustler, or small business owner just getting started).

When you’re starting or growing a business, you may find yourself reaching for your personal debit card more than you'd like to admit. But is using personal money for business expenses a smart move - or a slippery slope?

The answer depends on your goals, your legal setup, and how you manage the money trail.

In this post, we’ll explore the pros and cons of using personal funds to support your business, what it means for your taxes and legal protection, and how to do it the right way if you choose to go that route.

Let’s be real, running a small business without checking its financial health is like driving a car without a fuel gauge. Sooner or later, you’ll stall.

But here’s the good news: you don’t need to be a CPA to keep your business finances in check. You just need a simple system - a Small Business Financial Health Checklist—to help you spot problems early, avoid cash flow crunches, and make smart decisions with confidence.

Let’s break it down:

If you’re a freelancer, consultant, or small business owner, you’ve probably wondered: “How do I actually create a financial plan for my business?”

It’s a smart question because let’s face it - winging your finances is a recipe for stress. A solid financial plan helps you make smarter decisions, avoid cash flow disasters, and actually build the business you want (not just the one that keeps you busy).

Here’s exactly what to include in a business financial plan, plus a simple breakdown to help you get started today.

Setting financial goals sounds like something you should do - but for many small business owners, it’s often vague, rushed, or simply forgotten in the day-to-day hustle.

But here’s the truth: when done right, setting financial goals for small business growth is one of the most powerful ways to stay focused, increase profitability, and build long-term success.

In this guide, we’ll show you how to set financial goals that are clear, motivating, and (most importantly) achievable.

So you're ready to pitch your business to investors? Great. But before you talk valuations and big visions, there’s one thing investors will ask to see first: your numbers.

That’s where business finance preparation for investors comes in. Your ability to present clear, accurate, and compelling financials can be the difference between a quick “yes” and a polite “pass.”

Here’s what investors are really looking for - and how you can prepare your finances to impress them.