Welcome to Tea on the Ledger - your go-to blog for modern business finance advice with a side of sarcasm and spreadsheets.
Run by a former Big4 accountant (yes, I survived!), this blog is here to make business way less boring and way more doable. Whether you’re freelancing, consulting, side hustling, or running a full-blown small business - this space is packed with practical tips, bookkeeping hacks, tax talk, and cash flow tricks to help you DIY your business finances like a pro.
I’m all about modernizing money management so ditch the dusty old accounting rules and get the inside scoop on how to actually run your business finances smarter, not harder. From decoding your P&L to avoiding tax-time panic, I’m spilling all the tea (with spreadsheets, not judgement).
Because your business deserves financial clarity……and you deserve content that doesn’t put you to sleep.
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Should You Use Personal Funds for Business? Pros & Cons
When you’re starting or growing a business, you may find yourself reaching for your personal debit card more than you'd like to admit. But is using personal money for business expenses a smart move - or a slippery slope?
The answer depends on your goals, your legal setup, and how you manage the money trail.
In this post, we’ll explore the pros and cons of using personal funds to support your business, what it means for your taxes and legal protection, and how to do it the right way if you choose to go that route.